Credit Officer
This position will be responsible for managing a growing credit department in a commercial bank. Responsible for analyzing financial statements of individuals and companies in order to determine any potential risk that may be involved in extending credit.
Job Accountabilities:
Provides analysis and interpretation of customers' financial status for proper evaluation of risk
Prepares credit packages
Presents to loan committee and makes lending recommendation based on findings
Monitors and communicates credit concerns to management
Manages credit staff
Performs other related duties as assigned or requested
Orders appraisals for real estate transactions and performs periodic testing of the outside appraisal review process.
Job
Qualifications:
Education: Bachelor's degree in Accounting, Finance or related field.
Experience: 5 years experience, or equivalent combination of education and experience.
Thorough knowledge of financial service products, underwriting and credit administration
Well organized and able to manage multiple projects and adapt workloads to changing corporate priorities
Proficient in the use of a personal computer and corresponding programs
Estimated Salary: $20 to $28 per hour based on qualifications.
Job Accountabilities:
Provides analysis and interpretation of customers' financial status for proper evaluation of risk
Prepares credit packages
Presents to loan committee and makes lending recommendation based on findings
Monitors and communicates credit concerns to management
Manages credit staff
Performs other related duties as assigned or requested
Orders appraisals for real estate transactions and performs periodic testing of the outside appraisal review process.
Job
Qualifications:
Education: Bachelor's degree in Accounting, Finance or related field.
Experience: 5 years experience, or equivalent combination of education and experience.
Thorough knowledge of financial service products, underwriting and credit administration
Well organized and able to manage multiple projects and adapt workloads to changing corporate priorities
Proficient in the use of a personal computer and corresponding programs
Estimated Salary: $20 to $28 per hour based on qualifications.
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